Our Services

Fee-Only Financial Planning Services to Support Life’s Biggest Transitions

At Oak Summit, we offer personalized, fee-only fiduciary financial planning services tailored to help clients navigate retirement, inheritance, life transitions, and long-term tax strategy. Each plan is designed to reduce taxes, increase clarity, and support confident decision-making.

Advanced Tax Strategies

Tax minimization is at the core of everything we do. We design advanced strategies — including Roth conversions, charitable giving plans, executive compensation optimization, and tax-efficient investment management — to help you keep more of what you’ve earned and grow it more efficiently over time.

Retirement Planning

Retirement should be rewarding, not stressful. We guide you through key decisions — including income planning, investment strategy, and tax management — to help ensure your retirement is both financially secure and personally fulfilling.

Transitional Planning

Life transitions — whether the loss of a loved one, a divorce, or another major change — bring unique financial challenges. We specialize in helping clients find clarity, confidence, and peace of mind during these difficult times through thoughtful, compassionate financial planning.

Investment Management

We build customized, tax-efficient investment portfolios tailored to your unique needs and goals. Our approach is grounded in evidence-based strategies, low costs, and complete transparency — with no commissions, ever.

Estate Planning

Ensure your wishes are carried out with the right expertise and documentation. We help you protect your legacy and provide for the next generation with confidence.

Portfolio Withdrawal Planning

Get a personalized strategy for funding your life in the most efficient, tax-smart way. We build adaptable plans that evolve with your needs — including managing required minimum distributions (RMDs).

Social Security Optimization

Choosing when to start Social Security is critical. We analyze lifetime earnings, taxes, Medicare premiums, and overall financial impact to help you maximize your benefits and secure your future.

Education Planning

Prepare the next generation for success. We help you navigate the ins and outs of education savings and funding strategies for your children or grandchildren — with tax-efficiency in mind.

Financial Planning Journey

A breakdown of what it looks like to work together:

Getting Started with Oak Summit

1) Schedule a Free Consultation

The first step to working with Oak Summit is getting acquainted & learning more about your situation to see if we're the right advisors for you

2) Build your Personalized Plan

Once you’re ready, we guide you through a customized planning process that addresses every area of your financial life — with a special focus on tax strategies, investments, and long-term security.

Creating a Detailed Financial Plan

Ongoing Service & Maintenance

3) Enjoy Life with Confidence

With a clear plan in place, you can spend less time worrying about money and more time living the life you’ve worked hard to build. We provide proactive guidance so you can focus on what matters most.

Let's work together

Take the first step and schedule a free consultation with Oak Summit Wealth Management below to learn more about how we help: